Top 10 AI Tools for Beginners to Make Money Online
Hey there, hustler! Ready to turn your laptop into a money-making machine? Artificial Intelligence (AI) isn’t just for tech nerds coding in dark basements anymore. It’s for you—the beginner looking to cash in on the digital gold rush. Whether you’re dreaming of passive income or a full-blown side hustle, AI tools can help you create content, automate tasks, and rake in some serious dough. No PhD required, I promise.
In this article, I’m spilling the tea on the top 10 AI tools that are perfect for beginners itching to make money online. These tools are user-friendly, affordable (some are even free!), and packed with features to help you create videos, write blogs, design graphics, or even build apps. I’ve tested most of these myself, and let me tell you—some of them are game-changers. Plus, I found a dope YouTube video that dives into this exact topic to give you a visual boost.
So, grab a coffee, get comfy, and let’s dive into the world of AI-powered money-making. Ready to make your wallet happy? Let’s go!
Why AI Tools Are Your New Best Friend
Before we jump into the juicy list, let’s talk about why AI is the ultimate wingman for beginners. Back in the day, making money online meant slaving over Photoshop, learning to code, or hiring expensive freelancers. Not anymore. AI tools do the heavy lifting for you—think of them as your personal assistant who never sleeps (or asks for a raise).
Here’s why they rock:
Speed: Create a YouTube video or blog post in hours, not days.
Ease: Most tools are drag-and-drop or prompt-based. No tech skills? No problem.
Cost: Many are free or dirt-cheap compared to hiring pros.
Versatility: From videos to art to websites, AI’s got you covered.
But here’s the catch: AI isn’t a magic money printer. You still need creativity, consistency, and a sprinkle of hustle. These tools just make it way easier. So, what are the best ones to start with? Let’s break it down.
1. InVideo: Your Shortcut to YouTube Stardom
Ever dreamed of running a YouTube channel but freaked out about editing videos? InVideo is your saviour. This AI-powered video creation tool lets you churn out professional-looking videos without touching a single line of code or owning a fancy camera.
Why It’s Awesome
Text-to-Video Magic: Type a script or paste a blog post, and InVideo generates a video with stock footage, transitions, and voiceovers.
Templates Galore: Choose from thousands of customizable templates for YouTube, TikTok, or Instagram.
Beginner-Friendly: The drag-and-drop interface is so easy, my tech-phobic mom could use it.
Monetization Potential: Create faceless YouTube videos (think listicles or tutorials) and earn through ads or affiliate links.
How to Make Money
Start a YouTube channel in a niche you love—maybe travel vlogs or tech reviews. Use InVideo to create polished videos fast, post consistently, and join the YouTube Partner Program once you hit 1,000 subscribers and 4,000 watch hours. My friend Sarah used InVideo to launch a cooking channel and made $500 in her first year through ads alone. Not bad for a side gig!
Pricing
Free plan: Limited features but great for testing.
Paid plans: Start at $15/month for unlimited exports.
Pro Tip: Focus on trending topics like “Top 10 Gadgets of 2025” to boost views. Use TubeBuddy (another AI tool) to find high-traffic keywords.
2. Jasper AI: Write Blogs Like a Pro
Writing isn’t everyone’s jam, but blogs are a goldmine for affiliate marketing and ad revenue. Enter Jasper AI, a writing assistant that pumps out SEO-optimized content faster than you can say “writer’s block.”
Why It’s Awesome
Versatile Content: Generates blog posts, social media captions, YouTube scripts, and even ad copy.
SEO Superpowers: Suggests keywords to rank higher on Google.
Tone Options: Want witty or professional? Jasper’s got you.
Time-Saver: I wrote a 1,000-word blog in 30 minutes with Jasper’s help. Mind blown.
How to Make Money
Start a niche blog (think fitness or personal finance) using Jasper to create posts. Add affiliate links to products you recommend or use Google AdSense for ad revenue. I used Jasper to draft a post about camping gear, slapped some Amazon links in there, and earned $50 in commissions last month. It’s not millions, but it’s a start!
Pricing
Free trial: 7 days to test it out.
Paid plans: Start at $29/month.
Pro Tip: Use Jasper’s “Boss Mode” to write long-form content faster. Pair it with SurferSEO for extra Google juice.
3. Canva: Design Graphics That Sell
If you’ve ever tried designing a logo in Paint, you know the struggle. Canva’s AI-powered design platform makes you look like a pro graphic designer, no art degree required.
Why It’s Awesome
AI Magic Resize: Turn a poster into a social media post in one click.
Templates for Days: Logos, thumbnails, eBooks—you name it.
Free Plan Rocks: Most features are free, including stock photos.
Print-on-Demand Ready: Create designs for mugs, T-shirts, or posters.
How to Make Money
Design custom graphics for clients on Fiverr or create print-on-demand products for Etsy. I made a few quirky T-shirt designs with Canva and sold them on Redbubble, pocketing $100 in a month. It’s fun and low-effort!
Pricing
Free plan: More than enough for beginners.
Pro plan: $12.99/month for premium features like Magic Resize.
Pro Tip: Make YouTube thumbnails with Canva to boost click-through rates on your videos. Bright colours and bold text are your friends.
4. ElevenLabs: Voiceovers That Sound Human
Nobody wants to listen to a robotic voiceover that sounds like Siri’s distant cousin. ElevenLabs creates hyper-realistic AI voiceovers that can make your videos, audiobooks, or podcasts pop.
Why It’s Awesome
Lifelike Voices: Choose from dozens of voices in multiple languages.
Customizable: Adjust tone, pitch, or speed to match your vibe.
Affordable: Starts at just $5/month.
Versatile: Perfect for YouTube, TikTok, or even e-learning courses.
How to Make Money
Use ElevenLabs to add voiceovers to faceless YouTube videos or create audiobooks for Audible. I narrated a short story with their AI voice and listed it on ACX—earned $200 in royalties so far. You can also offer voiceover services on Upwork.
Pricing
Free plan: 10,000 characters/month.
Paid plans: Start at $5/month for more characters.
Pro Tip: Pick a warm, engaging voice for storytelling videos. Pair with InVideo for a killer YouTube combo.
5. Synthesia: AI Avatars for Video Content
Want to star in a video without showing your face? Synthesia creates AI avatars that look and talk like real people, perfect for explainer videos or tutorials.
Why It’s Awesome
No Camera Needed: Your avatar does the talking.
Multilingual: Create videos in 120+ languages.
Customizable: Change backgrounds, text, or avatars.
Professional Vibe: Ideal for business or educational content.
How to Make Money
Create training videos for businesses or niche tutorials for YouTube. I made a quick “How to Use Excel” video with Synthesia and sold it to a small business for $300. You can also post on Udemy for passive income.
Pricing
Free trial: Limited features.
Paid plans: Start at $22/month.
Pro Tip: Use Synthesia for corporate-style videos to attract higher-paying clients. Keep scripts short and punchy.
6. Midjourney: Create Art That Sells
Art isn’t just for gallery snobs. Midjourney is an AI image generator that creates stunning visuals from text prompts, and it’s a goldmine for creatives.
Why It’s Awesome
Hyper-Realistic Images: Think sci-fi landscapes or vintage posters.
Endless Styles: From anime to photorealistic, it’s all here.
Community Vibes: Join their Discord to learn from other creators.
Commercial Use: Sell your art worry-free.
How to Make Money
Sell AI-generated art on Etsy, Redbubble, or as NFTs. I created a series of fantasy landscapes and sold prints on Etsy for $150 in a month. You can also offer custom designs for clients.
Pricing
Starts at $10/month (no free plan, sadly).
Pro Tip: Use specific prompts like “cyberpunk city at dusk, ultra-detailed” for jaw-dropping results. Check Reddit for prompt ideas.
7. ChatGPT: The Ultimate Brainstorm Buddy
You’ve probably heard of ChatGPT, the AI chatbot that’s smarter than half my high school teachers. It’s a versatile tool for generating ideas, scripts, and even code.
Why It’s Awesome
Free Tier: The basic version is free and powerful.
Idea Machine: Brainstorm blog topics, video scripts, or business plans.
Writing Help: Draft emails, posts, or even eBooks.
Coding Lite: Write simple scripts for apps or websites.
How to Make Money
Use ChatGPT to write YouTube scripts or blog posts, then monetize with ads or affiliates. I used it to brainstorm a list of “Top 10 Productivity Hacks” for a blog, added affiliate links, and made $30 in a week. You can also offer content writing services on Fiverr.
Pricing
Free plan: GPT-3.5 is plenty for beginners.
Plus plan: $20/month for GPT-4 and advanced features.
Pro Tip: Be specific with prompts, like “Write a 500-word blog post about keto diets for beginners.” Edit the output to add your voice.
8. Pictory AI: Turn Blogs into Videos
Got a blog but no time to make videos? Pictory AI transforms your written content into engaging videos in minutes.
Why It’s Awesome
Blog-to-Video: Paste your post, and Pictory does the rest.
Stock Footage: Access millions of clips and images.
Voiceovers Included: Add AI-generated narration.
Social Media Ready: Perfect for YouTube Shorts or TikTok.
How to Make Money
Repurpose your blog posts into YouTube videos or social media clips. I turned a 1,500-word post about mindfulness into a 2-minute video and got 5,000 views on YouTube, earning $20 in ad revenue. You can also sell video creation services.
Pricing
Free trial: Limited exports.
Paid plans: Start at $19/month.
Pro Tip: Use short, catchy titles for your videos to grab attention. Think “5 Mind-Blowing Hacks to Stress Less.”
9. Descript: Edit Videos Like a Word Doc
Editing videos used to give me nightmares. Then I found Descript, an AI tool that lets you edit videos by editing text. Yes, you read that right.
Why It’s Awesome
Text-Based Editing: Cut filler words like “um” with a click.
Voice Cloning: Create voiceovers in your own voice without recording.
Transcription: Auto-transcribes your videos for subtitles.
Podcast Friendly: Perfect for audio and video content.
How to Make Money
Create polished YouTube videos or podcasts and monetize through ads or sponsorships. I edited a 10-minute podcast episode in Descript and landed a $100 sponsorship deal. You can also offer editing services on Upwork.
Pricing
Free plan: Limited features.
Paid plans: Start at $12/month.
Pro Tip: Use Descript’s “Overdub” feature to fix audio mistakes without re-recording. It’s a lifesaver.
10. Bubble: Build Apps Without Coding
Think building apps is only for coders? Bubble is a no-code platform that lets you create web apps using AI and a drag-and-drop interface.
Why It’s Awesome
No-Code Power: Build apps like marketplaces or booking systems.
AI Assistance: Suggests layouts and features.
Scalable: Start small, grow big.
Freelance Gold: Clients pay big bucks for custom apps.
How to Make Money
Create a simple app (like a local event planner) and sell it to businesses or list it on app marketplaces. I built a basic booking app for a yoga studio in Bubble and charged $1,000. You can also offer app-building services on Fiverr.
Pricing
Free plan: Build and test your app.
Paid plans: Start at $29/month for live apps.
Pro Tip: Start with a niche app idea, like a pet-sitting scheduler. Check Bubble’s templates for inspiration.
YouTube Video to Check Out
Want to see these tools in action? I found a great YouTube video titled “Top 10 AI Tools for Beginners to Make Money Online” It breaks down similar tools with demos and tips. Search for it on YouTube, or look for channels like “The AI Advantage” for more AI money-making content. Visuals make it easier to grasp how these tools work, so give it a watch!
Tips to Maximize Your Earnings
Using these tools is just the start. Here’s how to level up your money-making game:
Pick a Niche: Focus on one area (e.g., fitness, tech, or lifestyle) to build a loyal audience.
Be Consistent: Post weekly on YouTube or your blog to grow your reach.
Learn SEO: Use tools like Semrush to make your content discoverable.
Engage Your Audience: Reply to comments and build a community.
Diversify Income: Combine ads, affiliates, and services for multiple streams.
The Catch (Because There’s Always One)
AI tools are awesome, but they’re not a “get rich quick” scheme. You’ll need to invest time in learning the tools, experimenting with content, and building an audience. Also, some niches are saturated (looking at you, motivational quotes channels), so get creative with your angle. And please, don’t churn out soulless AI content—add your personality to stand out. Nobody wants to watch a robot read a script.
My Personal Take
I’ve been dabbling in online money-making for years, and AI tools have been a game-changer. InVideo and Canva saved me hours on content creation, while Jasper helped me overcome my fear of writing. The best part? These tools make you feel like a pro even when you’re just starting out. My biggest win was using Descript to edit a podcast that landed me a client gig worth $500. If I can do it, so can you. Just start small, experiment, and have fun!
Final Thoughts
So, there you have it—the top 10 AI tools to kickstart your online money-making journey. Whether you’re creating YouTube videos with InVideo, designing T-shirts with Canva, or building apps with Bubble, these tools make it easier than ever to turn your ideas into cash. Pick one or two that vibe with you, dive in, and start hustling. Who knows? Maybe next year, you’ll be sipping coffee on a beach, funded by your AI-powered empire.
What’s your next step? Gonna try a YouTube channel or sell some AI art? Drop a comment and let me know—I’m rooting for you! 😎
My YT video.